Coverages by Metis

Metis offers a unique set of coverages created for counties and municipalities, school divisions, and other public entities. All of our coverages are backed by our deep industry experience, our strong financial standing, and our commitment to unmatched personal service. 

Work Comp

Our Workers’ Compensation coverage helps fill the gap between your self‑insured retention and excess coverage. It’s designed to provide an additional layer of affordable protection that supports your overall program and helps manage the financial impact of employee injury claims. 

Liability

Protect your organization with our Liability coverage, designed to provide additional protection above your retained limits. The program is structured as a follow‑form excess of loss policy across key liability lines, including General Liability, Auto Liability, Law Enforcement Liability, and Public Officials Liability.

Property

Our Property coverage is designed to support public entities participating in primary property placements. It includes defined limits for both critical and non‑critical catastrophic events, helping organizations address property risks that can be difficult to absorb without added protection. 

Cyber Coverage

Be prepared for today’s cyber threats. Our Cyber coverage helps public entities respond to ransomware attacks, data breaches, and social engineering incidents, with guidance informed by real‑world cyber security experience and access to specialized Cyber Breach attorneys to address operational disruption and potential third‑party exposures.