Ingenuity. Reliability. Expertise.


Authorities, You Can Rest Assured.

We know the complexity of the risks facing public authorities. In today’s world, those risks become increasingly daunting. Your employees face enormous pressure to meet the demands of running your authorities and providing services to the public while providing a safe and effective environment to do so. So we make sure we’ve got your every need covered:

  • Property – Written specifically for Virginia local governments under a “special form,” meaning all perils are covered unless specifically excluded
  • Inland Marine – Covers trailers, boats, and other movable and specialized property, as well as miscellaneous equipment
  • Boiler & Machinery – Covers a wide range of equipment such as air conditioning and refrigeration, boilers, and pressure vessels
  • Crime – Covers crimes committed by employees and volunteers, including losses of money and securities, failure to faithfully perform duties, forgery, and computer fraud
  • Auto – Covers all vehicles you own, as well as hired and rented vehicles for member business
  • General Liability – Provides the broadest protection and defense for public entities against allegations of bodily injury or property damage
  • Public Officials Liability – Protects against allegations of wrongful acts, such as sexual harassment and employment practices, including defense costs
  • Environmental Liability – Provides members liability protection, including defense, arising from an environmental incident of discharge or release of pollutants
  • Cyber – Provides coverage due to network security breaches that may include hacking, malware, viruses, and online privacy matters like identity theft
  • Workers’ Compensation – Provides the most affordable and responsive workers’ compensation program available
  • Volunteer Accident & Sickness – Coverage for volunteer workers in the event of sickness or work-related injury
  • Excess Limits – All coverages can be customized with increased limits beyond what is standard